Craig Richman

Craig has been a South Florida resident since 1975. From Connecticut originally, Craig graduated from Florida Atlantic University with a BBA in Human Resource Management. He primarily worked with MassMutual Life, a premiere mutual life insurance company.

Craig received the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) certifications from the American College in Bryn Mawr, PA. He specialized in estate planning, life insurance and taxation where he taught estate planning for insurance professionals at Broward Community College and worked with Fortune 1000 company executives on their estate planning issues.

Always looking to give back to his industry, Craig served as President of the Palm Beach Association of Life Underwriters and later as President of the Broward Chapter of the American Society of CLU & ChFC.

After a long search for a new broker-dealer, Craig affiliated with, and became a Registered Representative of Commonwealth Financial Network, an independent, privately held firm that had no proprietary products and an open architecture for advisors to build their business.

We are now celebrating our thirteenth year of working with Commonwealth Financial Network who has received nine broker-dealer of the year awards* from Investment Advisor magazine.

Craig has worked with top executives of South Florida's commercial construction industry to provide investment management services. Craig is a long standing member of the Construction Assn. of South Florida and currently serves as the association's investment consultant.

Craig has served as past Treasurer of the Eagle Trace Landing Homeowners Assn. for three years and was Treasurer for the Rotary Club of Boca Raton for four years as well.

Craig recently served as the Rotary Club of Boca Raton's President. He currently serves as President of the club's foundation. He also serves on the board of directors of the Florida Atlantic University National Alumni Board. Craig is also a trustee member of the Greater Boca Raton Chamber of Commerce.

Craig also received the Accredited Investment Fiduciary^® (AIF^®) certification from the Center of Fiduciary Studies and the University of Pittsburgh's Joseph M. Katz Graduate School of Business. Craig is the only designee in Boca Raton as of January 2009.

Craig's diverse clients include CEOs, senior executives, professionals, and retirees in South Florida. Craig lives in Parkland, FL with his wife, Janice and son, Race. Race is a sophomore at North Broward Preparatory School. Their daughter, Jessica has graduated from the University of Pennsylvania and is pursuing medical school.

*Commonwealth was named the top broker/dealer in its division in 1991, 1994, 1996, 1997, 1998, 1999, 2001, 2002, and 2005.

Deborah A. Deckman

Deb joined Richman Capital Management in June 2010 as Craig's "virtual" assistant and is thrilled to be able to support the firm in providing world class service to our clients. Deb works via fax, phone, e-mail and internet for easy communication!

She graduated with a bachelors in Financial Economics from Millersville University in 2004, has 10 years experience in the financial services industry, and holds a PA insurance license and series 6 securities registration. Deb lives in the mountains of central Pennsylvania with her husband Matt, sons Hunter and Maddox, and daughter Kailey.

Bringing Deb on board at Richman Capital Management equates into more resources available to take care of client needs on an superior level. She is spearheading the firm's efforts to go paperless and in offering the "latest and greatest" technological resources to clients. Feel free to contact Deb at any time with your needs or questions, at deborah@richmancm.com or 561-368-6400 x2121.